Loan Calculators
Work out EMIs, how much a bank will lend you, what prepaying or switching lenders saves, and how long a loan will run. Every calculator uses the reducing-balance method Indian lenders use and checks the RBI loan-to-value limits where they apply.
EMI Calculator
Monthly instalment, total interest and repayment schedule for any loan.
Simple Interest Calculator
Interest on the original amount only, for years, months or days.
Loan Prepayment Calculator
Interest saved by prepaying a home or other loan.
Gold Loan Calculator
Loan you can get on gold, under the 2026 RBI limits.
Home Loan Eligibility Calculator
Home loan you may get from your income and the property.
Credit Card Payoff Calculator
Months and interest to clear credit card debt.
Debt Payoff Calculator
When you will be debt-free, with several loans.
Debt-to-Income Calculator
Share of income going to EMIs (FOIR).
Loan-to-Value Calculator
LTV ratio, checked against RBI limits.
Down Payment Calculator
Down payment and total upfront cash for a home.
Loan Refinance Calculator
Savings from moving a loan to a lower rate.
Interest-Only Loan Calculator
Interest-only payments, then the full EMI.
Balloon Loan Calculator
EMI and final payment on a balloon loan.
Interest Rate Calculator
Real interest rate behind an EMI.
Loan Term Calculator
Months needed to repay a loan at your EMI.
Rent vs Buy Calculator
Buying a home vs renting and investing.
Car Affordability Calculator
On-road car price your income can support.